Terms of Use

Last updated: [TODO: effective date]

These terms govern your use of the Daniels' Legacy Planning ("DLP," "we," "us") website. By using this site, you agree to these terms.

Informational Purposes Only

Content on this website is for general information only. It is not a binding insurance offer, and it is not tax, legal, or investment advice. Coverage is subject to underwriting approval and the terms of the policy or contract issued by the insurance company.

Licensing

Daniels' Legacy Planning is licensed to sell insurance products in Missouri and Oklahoma. [TODO: NPN / MO license # / OK license #] Products and features may not be available in all states.

Annuity and Insurance Guarantees

Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities may have surrender charges and other fees. DLP does not provide tax or legal advice; consult a qualified professional.

Communications Consent

If you submit our quote form and check the consent box, you agree that DLP and its licensed agents may contact you as described in that consent, including by calls and texts that may use automated technology. Consent is not a condition of purchase. Reply STOP to opt out of texts at any time. See our Privacy Policy.

Accuracy of Information You Provide

Quotes and recommendations depend on the information you give us. Final eligibility and pricing are set by the insurance company after underwriting.

Third-Party Links and Tools

This site may link to or use third-party services (such as scheduling tools). We are not responsible for their content or practices.

Limitation of Liability

[TODO: limitation of liability language — attorney to draft]

Governing Law

[TODO: governing state]

Changes to These Terms

We may update these terms from time to time. The "Last updated" date above shows when they were last changed.

Contact Us

Daniels' Legacy Planning
[TODO: mailing address]
Phone: [TODO: confirm phone]
Email: [TODO: contact email]